If your spouse or child is not on your health plan and you want them to be able to talk to the insurer, you need to complete an authorization form every 12 months stating that the named individuals can speak to the insurer on your behalf. This has to be done for HIPAA purposes, we strongly recommend that if your kiddos or significant other are on a different health plan than yourself, you should have the primary member complete an authorization form. Please check with your HR personnel, health insurance broker, or health insurance carrier if you need the authorization form.
Maine created a handy site that allows you to search for the estimated cost of common procedures at many doctors/facilities in Maine last year. It doesn’t guarantee cost, but it is a quick way to compare costs.
As always, please let me know if you have any questions regarding the Affordable Care Act or employee benefits.
Account Manager, Employee Benefits
CU Insurance Solutions
Phone: 800-287-3379 x 312