Vehicle Return Plans help the member to return a financed vehicle should they experience a qualifying life event that affects their ability to repay their vehicle loan.  These plans, in turn, help credit unions to protect their auto loan portfolio, mitigate risk and reduce charge-offs due to delinquency.

Plan – Worry-free Lending  

If a member loses their job, suffers an illness or other unexpected circumstances, the financial loss can be Life-changing. 

Vehicle Return Plan protection covers·

  • Depreciation resulting in negative equity
  • Valuable coverage limits
  • Installment loans and leases
  • Coverage options available for your entire loan term


Protect – Against uncertainty 

Qualifying Life Events Include·

  • Involuntary unemployment
  • International employment transfer
  • Permanent change of station (military)
  • Self-employed personal bankruptcy
  • Loss of driver’s license due to illness or injury
  • Physical disability
  • Accidental death


Preserve – Peace of Mind 

Members can enjoy greater security tomorrow knowing they can·

• Return your vehicle
• Free yourself from payments
• Positively eliminate your loan
• Protect your credit

*Plans and options may vary by state, dealership and financial institution. See Representative for available coverage options and program details.

Contact CU Insurance Solutions today for more information at 207-773-0925 or complete the form below.

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